License #06918
The US Cash Advance site footer and BBB business profile identify Kentucky license number 06918.
YMYL verification
Kentucky Licensing & Regulations
Company identifiers, Kentucky deferred-deposit rules, fee limits, database requirements and official verification links.
Company & regulator
CFCO Financial, Inc. d/b/a U$ Cash Advance
A Kentucky Department of Financial Institutions agreed order identifies the company, Florence office and deferred-deposit license number.
Deferred Deposit #CC6918
The DFI order identifies Deferred Deposit License #CC6918 for CFCO Financial, Inc. d/b/a U$ Cash Advance.
ICIE #391310
The same DFI record lists ICIE identifier #391310 for the Florence office.
Verification rule: a number appearing in a source does not by itself prove that a license is active today. Verify status directly with Kentucky DFI before relying on it for a transaction.
Kentucky deferred-deposit rules
Key limits that affect the cost and structure.
These points summarize current Kentucky law effective July 15, 2026. The statute and DFI control if a summary differs.
Service fee: max $15 / $100
KRS 286.9-100 caps the service fee at $15 per $100 of the deferred-deposit check's face amount and requires written disclosure before the transaction.
At least 14 days
The statutory service fee covers a period of at least 14 days. A licensee may not agree to hold a transaction longer than 60 days.
Up to two open transactions
A customer may not have more than two open deferred-deposit transactions. The total-proceeds limit is $600, subject to annual CPI-based adjustment and an $850 statutory ceiling.
No fee-based rollovers
A licensee or affiliate may not charge a fee to renew, roll over or otherwise consolidate a deferred-deposit transaction.
$3 statewide database fee
2026 legislation fixed the deferred-deposit database fee at $3 per transaction and permits that fee to be charged to the customer.
Database eligibility check
Licensees must use the Kentucky deferred-deposit database to verify eligibility and outstanding transactions as required by law.
Primary company record
DFI ties the entity, DBA and Florence address together.
The DFI order identifies CFCO Financial, Inc. d/b/a U$ Cash Advance and an office at 7953 Mall Road, Florence, KY 41042. The document also names Richard G. Porstner as an authorized company representative.