Kentucky law & DFI
Statutes, administrative regulations, DFI license resources and DFI enforcement documents control legal and regulatory claims.
Editorial trust
Sources & Verification
The site uses named primary and secondary sources for company identity, licensing, Kentucky law, location details and team roles.
Source hierarchy
Primary law and regulator sources come first.
Financial and licensing claims are checked against statutes, Kentucky DFI material and named business records before lower-authority directories are used.
Named business records
BBB business details and FINRA BrokerCheck are used for specific company or person-role claims.
Directories & maps
Google Maps and business directories are used for location, hours or supplementary staff details and are not treated as license proof.
Key source list
Direct links used for high-impact claims.
Open the underlying source before relying on any legal, licensing or company-status conclusion.
Kentucky DFI — CFCO Financial, Inc. d/b/a U$ Cash Advance agreed orderEntity, DBA, 7953 Mall Road, Deferred Deposit License #CC6918, ICIE #391310, Richard G. Porstner authorized representative.KRS 286.9-100Service-fee ceiling, 14-day minimum fee period, transaction count/proceeds limits, rollovers and term rules.KRS 286.9-140Statewide deferred-deposit database and transaction-fee framework.2026 Senate Bill 219 / Acts Ch. 98$600 total-proceeds cap framework and $3 per-transaction database fee, which may be charged to the customer.BBB — US Cash AdvanceRichard Porstner, Marla Porstner, license #06918 and business details.FINRA BrokerCheck — Marsha M. PorstnerReported outside-business role with CFCO Financial Inc. (Check for Cash), payday lending, Vice President and Secretary.Kentucky business directory — CFCO Financial7953 Mall Rd and Rebecca Ross listed as Branch Manager.Google Maps — US Cash AdvanceExact Florence map point and local navigation.
Calculation standard
Every cost example shows its assumptions.
The calculator uses the Kentucky service-fee ceiling, assumes the permitted $3 database fee is charged to the customer and adds it, and clearly labels the annualized percentage as an illustration rather than a contract APR.